It has been rightly said that, "Health is wealth". Without health nothing can be achieved or enjoyed. No doubt, it needs our utmost care. Although you can always take care of your health, you never know when you would lose it. And, it also happens most of the time that you realize the importance of your health only after losing it. The rising health care and medical costs may put a financial strain on not just you but on anyone. So why not be prepared in advance and get ready with a cover when your health goes down.
There are various health plans available in the market to suit your requirements. Each health plan aims to give you a cover in case of medical emergencies, in lieu of which you agree to compensate the company with a definite premium sum on a regular basis for a fixed period.
You can either go for individual or group health plans. In group health plans you can take cover for your family and also add other people as per the underwriting conditions laid by your chosen company. You can choose a plan by comparing several different Health Insurance Plans being offered by different companies.
Some of the health care plans are:
General Health Insurance Policy: This policy is meant for individuals. It aims to provide a cover equal to the sum insured.
Family Insurance: This plan covers your whole family. You can also get your parents covered under this by going for a matching plan.
Met Health Cash: This is a simple health insurance policy that covers you and your family. It gives you protection against hospitalization expenses by giving you a fixed daily hospitalization cash benefit that may range in multiple of Rs. 1000.
To avail this plan you are not even required to undergo any medical examination. In this plan you have the option of choosing either 10 or 15 or 20 days of fixed daily hospitalization cash benefit in a year. This plan also gives you coverage till you turn 75. What's more, every additional member insured gets a 10% discount on his premiums.
Lump sum payment plan: Under this plan you get an assured sum (as mentioned in the plan) on the detection of a particular disease, irrespective of the number of times of your hospital visits.
Such plans, apart from providing you a cover in case of medical emergencies, also provide you incidental benefits, such as purchase of medicines and tax allowances.
In India, specialized insurance company like PNB Metlife offering services such as Protection Plans, Health Insurance Plans with Life Insurance Plans. For more details visit - PNBMetlife.com
Article Source: http://goarticles.com/article/Make-the-Best-Out-Of-a-Chosen-Health-Insurance-Plan/7950565/
There are various health plans available in the market to suit your requirements. Each health plan aims to give you a cover in case of medical emergencies, in lieu of which you agree to compensate the company with a definite premium sum on a regular basis for a fixed period.
Some of the health care plans are:
General Health Insurance Policy: This policy is meant for individuals. It aims to provide a cover equal to the sum insured.
Family Insurance: This plan covers your whole family. You can also get your parents covered under this by going for a matching plan.
Met Health Cash: This is a simple health insurance policy that covers you and your family. It gives you protection against hospitalization expenses by giving you a fixed daily hospitalization cash benefit that may range in multiple of Rs. 1000.
To avail this plan you are not even required to undergo any medical examination. In this plan you have the option of choosing either 10 or 15 or 20 days of fixed daily hospitalization cash benefit in a year. This plan also gives you coverage till you turn 75. What's more, every additional member insured gets a 10% discount on his premiums.
Lump sum payment plan: Under this plan you get an assured sum (as mentioned in the plan) on the detection of a particular disease, irrespective of the number of times of your hospital visits.
Such plans, apart from providing you a cover in case of medical emergencies, also provide you incidental benefits, such as purchase of medicines and tax allowances.
In India, specialized insurance company like PNB Metlife offering services such as Protection Plans, Health Insurance Plans with Life Insurance Plans. For more details visit - PNBMetlife.com
Article Source: http://goarticles.com/article/Make-the-Best-Out-Of-a-Chosen-Health-Insurance-Plan/7950565/
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