Health Insurance Plans - Avoid Financial Risks with the Unexpected Illness

Medical expenditure is exorbitant these days; however it was by no means economical ever. Even a small treatment or a meeting with general practitioner might consume loads of cash. Health insurance is a necessity; it saves money and covers unanticipated tragedies. It comes in useful to meet urgent situations of severe illness or accidents. At times, it is connected with covering disability and custodial requirements. Life is inconsistent; insurance can make it secure and protected from putting up with vast losses. It is within your means and bears the promise and liberty from insecurities that terrorize life from time to time.

Applying for a policy from a health insurance company in India is fast, convenient and gainful. Some fundamental particulars are all that is required to get you the finest policies covering pre and post hospitalization expenditure, day care events, serious sickness cover, cashless claims and income tax benefits.

Health care expenses are excessive these days. The elaborate treatment expenses can use up your investments intended for the future. The policies in India make sure that you obtain the necessary healing and your pocket is still controlled. Having health insurance India is essential as the exposure helps people cover up the hazard of monetary troubles in the event of long sickness.

Health policies are accessible in two arrangements, individual health insurance plans and family floater insurance. In, individual health insurance plans you are individually the holder of the policy. Whereas in a family floater the supporter holds the policy and the people sheltered under it are identified its members.

Usually, majority of the health insurance products in India have a serious sickness cover, although it comes with a waiting time. Moreover, when you acquire an all-inclusive plan, there is usually a cap on the sum owed for serious illnesses cover. In a separate dangerous sickness policy, the amount owed is lump sum.

The major dissimilarity amid a grave illness separate plan and an all-inclusive plan is that while the former will provide you a lump sum payment of your overall amount guaranteed in case you get admitted for a grave ailment the latter will compensate only the sum spent on the healing inside the amount assured limits.

In India, specialized health insurance companies like Metlife is the one offering such services. Understanding about the requirement, time period, premium amount, specific to comprehensive health insurance coverage, and managed care to indemnity plans, it is vital to have a clear understanding about such factors before signing on a policy.

Children Plans - Financial Support to Your Child

In India, Insurance is an open issue, wherein life and general insurance is so far a successful sector with enormous potential for diverse worldwide companies. The country’s Insurance division has gone through quite a lot of phases and alterations particularly after 1999, when the Govt. of India opened up this sector for private companies to seek insurance permitting FDI up to 26%. Since then, this sector is judged as a booming market in the middle of international companies. But, the major life insurance company in India is still owned by the government.

Investing as well as saving for your children future is considered as one of the most central financial objectives by parents in India in their general monetary planning. The child brings you lots of responsibilities and if you play your cards well, your little one can have a blissful future. Children plans can assist you in banking funds for your kid’s prospective goals like education and wedding.

Children Plans are usual policies of life insurance in India that are planned in such a manner that they meet the requirements of your kids monetarily, when the need arises. The need arises in line with the target based investing plan you have implemented, as a result ensure the maturity takes place in the year the objective materializes. Such products are of assistance to you for saving money on a regular basis, over a period of time.  The cash is invested to grow over a phase of time and the insurer’s payout a lump-sum when the maturity takes place. At the same time they also offer a cover on passing away.

Note down that a child insurance plan can be acquired on the life of any of the parent and you can make the kid as the contender.

To acquire a child insurance plan, pursue these steps:

• Initially choose the period of the plan, conditional on when your child wants the cash.
• Determine the sum of money required.
• If time is below say 8-10 years or so, then choose endowment plans.
• If term is over 8-10 years or so, choose ULIPs.
• Choose the amount of life cover required – meet your financial planner to arrange this.
• Contrast different children insurance plans before you confirm and select one.
• Stay with it for the long term; in case of ULIPs, switch in and out when preferred.
• When you are close to your objective, shift to the all debt investment choice

Metlife a well known insurance company in India offers Child insurance plans which suits for all and assures the financial protection in such a time, when you would like your child’s dream come true & help them show their abilities & do extremely well in their personal and profession life. Visit online for more info - www.MetLife.co.in

Health Insurance Companies in India offering Ample Plans to Choose

Healthcare, with worldwide income of more than Rs.2.75 trillion is the biggest trade in the world. The country of India with residents of 1000 million experiences a huge disproportion that exists in the healthcare trade with hardly 3 per cent of the inhabitants sheltered by some type of health insurance, either common or personal.

However, Insurance companies in India are seeking to increase their client base. In that regard they are launching new products and variations into the market, nearly on a daily basis. In such an environment it is simple for a common man to get puzzled regarding what sort of insurance to put into.

This, though, is a very small concern which is simply addressed by interacting with an agent of health insurance in India or by going online and surfing for information regarding diverse plans obtainable. Not only that, it is moreover very simple to judge against dissimilar policies from dissimilar Indian insurance companies you just have to choose the alternative that is the best fit.

At present the health insurance India in the form of Mediclaim plans offering to a person or to any group, organization or companies.

Investing in the products offered by any health insurance company in India is in fact a very good idea, since it not only takes care of your monetary worries in times of a health crisis it moreover provides you access to everyday and defensive healthcare elements which may have been out of your limits, previously. Besides that in times of an emergency your plan makes you entitled for benefits for example transportation of a family member purchase of blood, disability payments amongst additional things. And last but not the least are the income tax benefits that you obtain when you invest in insurance.

Defending the welfare of you and your children by investing in a plan from an Indian health insurance company will signify that you get the best healing accessible. Over and above all this, you moreover have serenity that you have done all you are able to smooth the path through any unexpected sickness or mishap. As a result you can relax that you will be given the care you require, when you call for it.

Companies like MetLife offering variety of options and Understanding the requirement, time period, premium amount, specific to comprehensive health insurance plans, and managed health care plans for everyone can afford in India. Find out the details about plans & policies visit - www.metlife.co.in

Life Insurance Plans - A Necessity

Insurance in its central form is described as an agreement among two parties whereby one party identified as insurer undertakes the responsibilities in exchange for a predetermined amount identified as premiums to compensate the other party called insured a predetermined cash amount on the occurrence of a certain incident. In plain terms it is an agreement amid the person who purchases it and an Insurance company who sold the plan.

Insurance is mainly a defense in opposition to a monetary loss which can arise on the occurrence of an unforeseen happening.

Insurance companies gather premiums to offer for this monetary defense. By paying an extremely little amount of cash a person can defend himself and his family money-wise from an ill-timed incident. For instance if a person pays money for a Life Insurance by paying a premium to the Insurance company the family members of insured person are given a predetermined return in case of any unlucky happening like loss of life. There are diverse types of Insurance Products accessible for example Life Insurance plans, Vehicle and Home Insurance etc.

Why do we require Insurance?

What will happen to my folks if god forbidden something happens to me? If this problem troubles you, in that case Life Insurance is the answer. An Insurance company gathers a little proportion from you and in return assures to compensate your family a determined amount in case of an unlucky occurrence.

The fundamental reasons of acquiring Insurance are to:

• Give financial safety to your family.
• Shield your property for example vehicle, Equipments, home etc from mishaps or natural adversities.
• A way of Investments as well as Savings.

What are the advantages of taking Insurance?

• There are more than a few benefits for taking Insurance; a number of them are listed below.
• Monetary safety of Life and possessions, in case of an unlucky happening.
• Income tax Relief by means of subtractions from earnings, which lowers income tax burden.
• Promote savings and helps in monetary arrangement for the Future.
• Plans of Life Insurance in India can be used as security to get hold of finance.

Metlife is one good and well known company of life insurance in India, which you can look forward to for your cover requirements. Find out the details about plans & policies visit - www.metlife.co.in

Health Insurance - Protection that Strongly Needed

The term health insurance (commonly acknowledged as Medical Insurance or Medi-claim) is a kind of insurance that covers up your medical expenditure. The idea of health insurance India is new; however its acquaintance is rising quickly. Health insurance comes in useful, in case of any harsh tragedies. Life is unpredictable and this cover can make it safe and secure from bearing massive monetary loss. A policy is an agreement amid a health insurance company and an individual. At times, it is linked with covering disability and custodial requirements. The agreement is renewable yearly.

Health insurance is within your means and bears the promise and independence from insecurities that terrorize normalcy from, time to time. The kind and amount of health care expenses that will be sheltered by the health plan are specified beforehand. Health insurance plans are obtainable in two arrangements, individual as well as group policies. In an individual policy you are individually the possessor of the plan. Whereas in a group arrangement the guarantor holds the plan and the people enclosed under it are identified its members.

Health care expenses have seen an extraordinary rise in the recent times. This has led the consumers to cover not only themselves but their family members, too. The requirement to cover has achieved more significance among grown-up generation who is either retired or will give up work in the near future.

The kinds of medical insurances obtainable in the market are -

Medical Insurance - This is usually a hospitalization cover and repayment of the medicinal expenses acquired in respect of covered illness or operation, while the insured was admitted in the hospital as a long-sufferer. Diverse kinds of medical insurances are accessible in the market like personal medical, group as well as overseas medical insurance.

Serious Disease Insurance - Serious infection plan covers you against the danger of grave sickness in return of a payment you are required to compensate. This provides you the similar safety of knowing that a certain cash amount will be remunerated if the unanticipated takes place and if you are detected with any one of the grave disease.

It is good to take health insurance policy from Metlife which offers quality Medicare benefits. So one now to stay content with protection plans and fit for life. Visit online - www.MetLife.co.in

Acquire Life Insurance Plans to Obtain the Financial Benefits

Acquiring life insurance policy has turned out to be a significant issue for the people who incline to make an excellent financial plan. If you have the finest one, then you might be composed as you can be convinced that your family is going to be taken care of, in case if there is any sort of accident. Therefore, if you think of any cover arrangement, select the best life insurance plans which have more helpful features that might suit your requirements and moreover choose the most reasonable premium feasible. Following are some of the suggestions about how you can prefer the perfect one.

Life is really unstable. This means that you might face several circumstances in life that result in physical and financial problems, you can face lots of troubles because of this. But, this does not imply that you just need to sit back and wait for the trouble to hit. It is best to opt a well and suitable life insurance for you and your family.

When it comes to selecting the best insurance plan, you may have to explore much more accessible choices. You can start with obtaining several rates to cover your life. And for that you've to look into numerous companies as achievable to make sure that you're able to make admirable judgment. Comparing plans through different finest level associations will let you decide in conditions of deciding on the perfect insurance company. You must have at least five feasible rates from diverse organizations to make your work easy. 

After you acquire the unsurpassed insurance quotes, then you have to contrast them. As performing cover valuation what you've to think about is how much cover you can attain. You have to check the cover you will get for the costs that you are going to provide the financial support for. So, you cannot execute this in hurry; absolutely not, you are supposed to invest good amount of time for making admirable estimation. 

Life insurance companies are nowadays offering investors cover straightforwardly from their websites. Patrons can go to the websites type some information compensate for the premium online and get hold of their choice of the finest and the cheapest life insurance plans.

All in all, if you want to have the optimum plans with reasonable services, then you are supposed to search for the best life insurance company on which you can trust and moreover depend on.

Metlife is one good and well known company of life insurance in India, which you can look forward to for your cover requirements. For more details about the plans and policies you can visit online - www.MetLife.co.in

Provide Monetary Safety to the Family Through Various Savings Plans

Why do we require a Life Insurance plan?

Life is full of uncertainties & you can’t actually assume that your future is devoid of hazards, therefore to be secure; one has to get himself assured, with the intention that his dependents are offered with monetary assistance in any unexpected incident.

Life Insurance caters to the following necessities:
• Monetary safety to the family
• Investment & saving alternatives
• Security of the home mortgage through protection plans
• Saving options for Retirement in the course of Pension plans
• Saving options for kids in the course of Children Insurance Plans

Life Insurance Policies offering savings plans -

Endowment plans: These are mainly savings plans which provide insurance next to the Insured’s demise during the time of the policy, at the same time substituting as a saving tool. Contrasting Term Plans which don’t offer maturity settlement, these offer reimbursement when the policy concludes. In the case of the Insured’s passing away, his family is given the sum guaranteed/predetermined coverage with the gathered profits/additional benefits.

Retirement Plans: These are mainly identified as savings or pension plans, in which the Policy owner saves for his retirement by collecting an amount which is acknowledged at the time of the giving up work. The policy owner either shells out in lump sum or at standard breaks, over an assured period of time.

There are two kinds of pension Plans in the market - The Immediate Annuity & The Deferred Annuity.  The prior is usually for those whose retirement is coming up in which one puts in a lump sum amount & start getting the pension right away. In contrast, in the Deferred Annuity, you can start accumulating for retirement at the young age with standard premium payments over a phase of time known as deferment period after that you can start your pension as indicated by the policy.

Children Plans: These policies perform as an essential saving medium for your child’s future, assisting your child at major milestones of his/her life for example Graduation, higher studies, MBA or for your daughter’s marriage. The Child insurance plans by Metlife a well known Insurance Company in India plays financial protection in such a time, when you would like your child’s dream come true & help them show their abilities & do extremely well in their personal and profession life. For more details about the plans and policies you can visit online - www.MetLife.co.in

Regular Life Insurance Plans in India

In the midst of the population beyond one billion people, merely 35 million people are covered under life insurance. Undoubtedly, the statistics are terrible but a group of causes can be credited to this status. A number of key reasons consist of unawareness, lack of sufficient information about the prices and advantages of policies, together with approximately non-existence services.

Let’s look at a number of the most broadly chosen life insurance plans in India -

Term Insurance - These are those plans that just provide negligible cover for danger; it does not have added features incorporated, such as investments. It is the most appropriate alternative for people who wish to give smallest amount of payments to cover their life. These are the simplest and the cheapest choices.

These are kind of policies which are taken for a predetermined period of time to assure the dependents and the family members, in opposition to the possible loss of earnings that might happen in the event of the unfortunate demise of the holder of the policy. It is all the time worthwhile that one should consider on taking out a term policy at a young age, as the earlier you obtain the policy the lesser would be the premium that you will have to compensate.

Investment Plans - These plans put forward double advantage of insurance, together with the fruits of investment flexibility. These are usually established in the fine books of the taxman in India. Tax benefits that grow out of such policies have been the main drawing factor for investment plans.

Retirement Plans - The increasingly mounting inflation index has the prospective to fling the life of even a well-salaried person, off guard. With no indication of increasing costs lessening, one can only visualize what will be the realm of source of revenue, when the person would reach the age of retirement. India has a rapidly increasing population of old people with the majority of them having insignificant access to any kind of retirement provisions.

Retirement plans are those life insurance policies that will have a helpful impact on your future, by means of anchoring your financial ship to steadiness. Besides common belief these policies, are not just for aged people, however more or less anybody can select it with the long-standing intention of securing his/her future.

MetLife is well known company provides life insurance policies, so as to have a steady future of your family. For more details visit - www.metlife.co.in

Health Insurance – Healthcare Plans for any Health Problem

Life is really unstable. This means that you might face several circumstances in life that result in accidents, sickness etc. You can face lots of troubles because of this. But, this does not imply that you just need to sit back and wait for the trouble to hit. There are lots of reasonable Health Insurance Plans that can assist you to get pleasure from financial aid, anytime & wherever you want.

Nowadays, India is well thought-out to be the major health care and insurance provider, all across the world. The fundamental problem is the high rising expenses of medicinal care services. Unluckily, the most recent health developments are far away from the reach of an ordinary man. A simple trip to a hospital can result in a massive deal of monetary pressure, particularly if you do not have sufficient self-determining health care plans, on hand.

The main advantage of having health insurance is that it assures you the finest sort of care and attention in a well-timed manner, if you get badly wounded or ill. This moreover shows that reasonable health insurance plans can defend you against any additional difficulties that might occur from the lack of enough attention and can bring you back to being hale and hearty.

Lots of the health  plans offer tremendous amount of security to the clients. This seizes particular care of all your health care necessities comprising health check and hospitalization expenses to bank good quantity of funds on cure. This also consists of doctor’s charges, different medical examinations, medicine charges and all additional related expenses.

Amongst the numerous benefits that organizations offer for health insurance India, cashless claim is the most well-liked option. These cashless claims make easy for you to acquire immediate access for medical cure at hospitals or nursing centers, scheduled under the arrangement of insurance company. You do not need to pay anything to the hospital. With this, an urgent situation will not use up all your funds.

Getting health insurance and a medical policy with Metlife a well known health insurance company in India offers you first-rate quality Medicare benefits. So, get one now to stay content and fit for life. For more information, please visit – www.MetLife.co.in

Life Insurance - An Assurance For Securing Future

There are certain measures taken to obtain an affordable policy of life insurance in India. Ensure that you are completely familiar with them before buying a life insurance policy for your requirements.

For those hoping to make a superior financial arrangement, a life insurance policy is the finest alternative. Incidentally in the affair of taking any policy you experience serenity as you are sure that your family will be assured in case of some unforeseen events. As a result when it comes around preferring one, make certain that you have preferred the most excellent arrangement involving more helpful features well-matched to your requirements as well as likings.

One of the best things which you can execute to opt the finest life insurance to obtain insurance quotes of diverse companies in India. You must be aware of this reality in mind that all the companies have their own terms and conditions.  Hence, it is fairly important of you to gather all the quotes from diverse banks or companies and make their relative evaluation in conditions of their rate of interest and the sum of EMI to be paid, throughout the time of plan.

Subsequent to comparative assessment, choose an insurance company which offers you cheaper life insurance plans as matched up to others.  Even though, it might appear to be a long procedure for most people, it still is a blessing in disguise to ease the movement of exploring a best life insurance company for your requirement.

There are lots of life insurance company in India. Therefore, take care that you choose the finest of them on which you are able to rely upon. To constrict down your hunt there are a number of websites on the Internet with all encompassing Information.

Note that you will be required to surrender your credentials when buying a plan online. Nearly all the insurers wish to be convinced about their guaranteed assessments and could perhaps request you to even carry out a health checkup.

MetLife is well known company provides individuals and group to administer their financial circumstances. Undoubtedly, they strongly trusts in the reliability, assurance and tempo of its dealings with the number of policies and products are Protection Plans, Savings Plans, Health insurance Plans, Retirement Plans, Child insurance, investment plans and several more. For more details visit - www.metlife.co.in

Insurance - A plan to secure future of you and your family

Insurance is a risk management practice, principally exercised to hedge against the risk of a reliant, tentative loss that might be experienced by those persons or bodies that have an insurable interest in rare resources.

There are generally four kinds of insurance: Life, Fire, Marine and Miscellaneous. Life insurance is treated independently, whereas Fire, Marine as well as miscellaneous, falls within the General Insurance umbrella.

To explain it in simple words, life insurance is principally a practice that protects the future of your family by offering a lump sum quantity, post your demise. The monthly premium required for it generally varies from person to person. The necessities of every family vary to a great extent and it is up to you to hit upon a plan that best goes well with your dependent family members. For instance, an individual with 2 kids might need a superior policy, as weighed against someone with 1 child.

On the other hand, insurance company also has some clauses to consider before finalizing a premium amount. For instance, a person with a problem of drinking or smoking might require paying a much higher premium as evaluated to others. To acquire a sufficient premium, medical policy seekers have to undergo a complete bodily examination.

Finding suitable life Insurance India companies can be made uncomplicated by carrying out comprehensive online exploration that will assist you discover the ones that are most appropriate for you. As carrying out your research, ensure you find out the policy providers that are famous for offering the best likely insurance covers. With cautious arrangement you can provide your family a future that they can be dependent on.

The most important work of any insurance company is to assist investors with risk management. MetLife is well known company provides firms and individuals to administer their financial circumstances. Undoubtedly, the company strongly trusts in the reliability, assurance and tempo of its products, policies and dealings like Protection Plans, Savings Plans, Health insurance Plans, Retirement Plans, Children Plans, investment plans and many more that can be checked online at www.metlife.co.in

Health Insurance - An Essential Asset

A man's well-being is the only genuine asset that he is able to rely on. Nearly every one of us led an extremely chaotic life, trying to run amid job and home. All the tensions, traveling, extended hours and unbalanced eating habits make our routine very vulnerable to sickness. A health insurance plans is a mode to protect your physical condition from the impact of ill health, as it helps in decreasing the monetary impact and the psychological strain linked with a sickness.

Following is the list of constituents of a high-quality health plan:

• Hospitalization cover: This makes sure that medicinal expenditure acquired on hospitalization for over 24 hours are sheltered by the healthcare insurance company. This might consist of room charges plus the funds used up towards the doctor, medication and additional tests.

• Cashless claims: In a cashless claim, the hospitalization expenses are straightforwardly resolved amid the hospital and the medical insurance company.

• Income tax advantages: A covered person is able to obtain tax exception on the premium compensated up to a considerable sum, each fiscal year. This signifies that even as he is protecting himself, he is in addition lessening his tax subtraction and saving money on a fraction of his earnings.

• Pre & Post-hospitalization expenditures: Every day cash payment and compensation for healing acknowledged before hospitalization and throughout the healing time are very favorable, since the insured might not enclose an alternate resource of earnings all through those difficult times.

• Floater plans: Floater plans cover up the whole family unit in one policy and permit the treatment of the medical insurance policy to be shared amongst the family members.

This is exactly why health insurance India has turned out to be a need, in today's world. By means of a routine where we do not get involved in sufficient work outs and face the troubles of contamination and strain, the amount of people experiencing health troubles is on the rise. Health care has moreover turn out to be very costly and per se, it becomes hard to put up with the rising expenses of the doctor's fee and hospital charges. These worries make it even more essential to obtain a health insurance plans and to continue it on a regular basis.

Metlife is a well known health insurance company in India offers many healthcare plans to individuals as well as group insurance services to corporations and other institutions. For more information, please visit – www.MetLife.co.in

Health Insurance: Taking Care of Ones Wellbeing

We all know that health is wealth thus ensuring one’s health becomes very important. Being healthy not only offers higher levels of functionality but also offer metabolic efficiency standards. In other words, it is ones state of mind, body and soul which determine if one is in good health and free from any form of illness or not. Now-a-days people spend a lot of money on being fit and fine however with the added levels of stress and tension offered by out hectic lives, no one can be sure of their health.



The continuous run around that life requires us to do in our daily lives require an extra effort in terms of being healthy. Still no one can be sure against illnesses, this is where a Health Insurance comes to fore. It is a Health insurance plans which offers an insurance coverage in case of one incurring medical expenses on self or ones dependents. There are various companies offering a variety of health insurance policies to suite a varied list of clients. However, it is advisable to do a defined search before finalizing on the one.

It is for a perfect health care plans which offers the best coverage against uncertainties and surprises having an effect on the physical and mental health of an individual. However, the increasing hospitalization costs, laboratory fees, doctor’s fees to medicine costs, have made it over-whelming for a normal individual to be able to afford such expenses. It is with an appropriate health insurance policy that the one can pay for regular medical checkup fees, cost of surgeries to even certain emergency treatments.

With the market offering variety of options based on budget now everyone can afford to have a Healthcare Plans which suits their pocket. In India, general insurance companies or specialized health insurance companies like Metlife is the one offering such services. But with changing policies even life insurance companies have entered the market offering more choice to the customer at large. Understanding about the requirement, time period, premium amount, specific to comprehensive health insurance coverage, and managed care to indemnity plans, it is vital to have a clear understanding about such factors before signing on a policy.

MetLife - Life Insurance Company India offers Health Insurance Plans, Health Insurance, Health care Plans in India. For more information, please visit – www.MetLife.co.in

Life Insurance Plans - Insuring Ones Existence

No one can deny the importance of a life, be it for self, family or friends or for any other reason. Anything which helps in insuring the safety of such a precious thing would be welcomed by all in all ways. Life insurance is one such domain which caters perfectly to any such needs perfectly.

Life insurance is one such investment which everyone must include in their investment portfolio. It is the ultimate solution which helps in securing ones future financially. Though many feel that, getting a life insurance policy is a thing which needs to be taken care of in the older ages, however one forgets that death does not inform before coming. The modern day lifestyle offers higher levels of stress and tension which may lead to happening of an unforeseen event at any time. This further highlights the importance that a life insurance.

Life insurance offers benefits which gives a definite way of insuring ones dependents in case the policyholder meets with death. Now-a-days there are various companies in the market which would go an extra mile to offer the best of services vis-à-vis their counterparts. When it comes to choosing the best policy or plan, you will have to explore more available options. You may begin with getting some insurance quotes to cover your life.

As an individual who wishes to take a life insurance plans must do a thorough research with regards to the insurance companies and their offerings. It is important to weigh the pros and cons before commencing on the purchase of the policy. It is a very importance investment decision like any other vital purchases one makes in life. It is also important to ensure that the policy is viable with one’s pocket so that the insurance premiums are well proportioned with ones earnings.

The important factors which must be kept in mind while purchasing a policy may includes the benefits, terms, coverage and premium amounts which need to be paid. Life insurance policy also permits policy owners the flexibility of deciding the amount of the premium he or she would like to pay. Whole life insurance policy is examples of such flexible life insurance plans they are a function of the amount of the policy owner's past and present premium payments.

MetLife India Insurance Company Limited offers Life Insurance Plans, Health Insurance, Children Plans, Retirement Plans, Investment Plans and Health care Plans in India. For more details visit – www.MetLife.co.in